If she just wants to TALK about it, say "I'll tell you
what, I think that you'd be better off talking to a
girlfriend about this, because I don't want to turn
into an old married couple so soon."

There's a fine line between being a cold human being
and letting her know that you're not her personal
free therapist.

Personal free therapists who "listen" are thought of as
WUSSY-BOY-GIRLIE-MAN-FRIENDS (as you well know)... and
their behavior doen NOT create ATTRACTION.